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by Julian Ingall on 15th October 2021

The Client: Our client, runs a very popular restaurant in Ladbroke Grove and was given the opportunity to buy the premises his business trades from.

The Requirement: To secure the premises he knew he had to pay slightly over market value as the building was worth more to him than an investor might pay and couldn’t risk losing the building as freeholds of this quality simply don’t come on the market often.

The Challenge: The client had for weeks persevered with his existing bank, but like most high street banks, they were slow to respond and simply not creative enough with the client’s assets.

The Solution: Matt introduced his client to one of Coreco’s strong challenger bank connections and was able to agree 80% gearing across £4.5m assets, this was a combination of existing and new security.  The interest rate was under 5% per annum on the commercial premises.

At Coreco Commercial we’re experts at sourcing the most suitable solution for your needs, be it a bridging loan, development finance, or even offshore mortgages if you’re looking to purchase property aboard. Talk to us today or call 0207 220 5100.


Written by Julian Ingall

Director of Coreco Commercial

Julian is one of the mortgage industry’s true legends, following his passion through thick and thin to run our highly successful Specialist Finance division. Having always had an interest in property and initially part qualifying as an Architect, Julian decided to join the Financial Services industry in 1989, cutting his teeth at John Charcol in the early 1990’s. After opening their Guildford Office, Julian left to spend time assisting High Net Worth individuals with tax efficient investment schemes. In 2000 he jointly founded the boutique Mortgage Brokerage Cobalt Capital. As the managing partner of Cobalt Capital and at the centre of its growth, the company expanded to a peak of 90 staff and developed into one of the leading mortgage brokerages in London. With more than a growing interest in the specialist and commercial sectors of the mortgage market and a determination to obtain finance on the seemingly impossible, Julian decided to follow his passion and invest into Coreco, becoming a Director in 2010. His aim is to drive this business forward to become one of the strongest specialist finance teams in the industry, focusing on large residential loans for development/investment purposes and large property portfolios. Julian is also a proud member of the FIBA Executive Committee.

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