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by Julian Ingall on 23rd March 2020



An existing Ex-Pat client currently living overseas with a slight history of adverse returned to Coreco Commercial after discussing the options of refinancing in order to pay off existing finances. With the additional requirement of splitting leases this case was going to prove demanding.


UK finance is notoriously challenging to arrange for Australian residents or Brits residing in Australia due to banking rules; not put off by this challenge our broker took advantage of the bespoke lending available by certain lenders. Our client needed to raise just over 1 million pounds; this deemed achievable by refinancing several properties within their portfolio.


A product was negotiated with a lender willing to pull out all the stops; with decent interest rates & good LTV at just under 55% our client was happy to proceed. Although the case was made problematic by the slow pace of some outside agencies Coreco Commercial held the clients hand all the way ensuring they received the best possible service.

Broker:  Guy Nyirenda


Written by Julian Ingall

Director of Coreco Commercial

Julian is one of the mortgage industry’s true legends, following his passion through thick and thin to run our highly successful Specialist Finance division. Having always had an interest in property and initially part qualifying as an Architect, Julian decided to join the Financial Services industry in 1989, cutting his teeth at John Charcol in the early 1990’s. After opening their Guildford Office, Julian left to spend time assisting High Net Worth individuals with tax efficient investment schemes. In 2000 he jointly founded the boutique Mortgage Brokerage Cobalt Capital. As the managing partner of Cobalt Capital and at the centre of its growth, the company expanded to a peak of 90 staff and developed into one of the leading mortgage brokerages in London. With more than a growing interest in the specialist and commercial sectors of the mortgage market and a determination to obtain finance on the seemingly impossible, Julian decided to follow his passion and invest into Coreco, becoming a Director in 2010. His aim is to drive this business forward to become one of the strongest specialist finance teams in the industry, focusing on large residential loans for development/investment purposes and large property portfolios. Julian is also a proud member of the FIBA Executive Committee.

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