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by Julian Ingall on 17th September 2020



We were approached by a client in need of fast bridging finance, secured against their assets.


Julian Ingall, Director of Coreco Commercial Finance and broker himself, was approached by the client looking to raise enough funds to pay fees surrounding a difficult personal circumstance. What made raising this finance difficult was the client’s direct access to funds; they had no access to portfolio income, no wealth readily available, adverse credit and a down valuation on their property. However, they had income that could be drawn upon.


Julian was able to successfully place the case with TAB, a provider of short-term bridging finance, with their Sales Director Nick Russell working tirelessly to overcome the complications within this deal. Priding themselves on clear, black and white lending, they took a common sense approach to this case and were understanding in the client’s situation. As a result, a 65% LTV was agreed on a ‘unilateral notice’ basis due to the client’s time constraints, and the finance was secured on the only available investment property out of the client’s portfolio.


Written by Julian Ingall

Director of Coreco Commercial

Julian is one of the mortgage industry’s true legends, following his passion through thick and thin to run our highly successful Specialist Finance division. Having always had an interest in property and initially part qualifying as an Architect, Julian decided to join the Financial Services industry in 1989, cutting his teeth at John Charcol in the early 1990’s. After opening their Guildford Office, Julian left to spend time assisting High Net Worth individuals with tax efficient investment schemes. In 2000 he jointly founded the boutique Mortgage Brokerage Cobalt Capital. As the managing partner of Cobalt Capital and at the centre of its growth, the company expanded to a peak of 90 staff and developed into one of the leading mortgage brokerages in London. With more than a growing interest in the specialist and commercial sectors of the mortgage market and a determination to obtain finance on the seemingly impossible, Julian decided to follow his passion and invest into Coreco, becoming a Director in 2010. His aim is to drive this business forward to become one of the strongest specialist finance teams in the industry, focusing on large residential loans for development/investment purposes and large property portfolios. Julian is also a proud member of the FIBA Executive Committee.

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