The Team

Julian is one of the mortgage industry’s true legends, following his passion through thick and thin to run our highly successful Specialist Finance division.

Having always had an interest in property and initially part qualifying as an Architect, Julian decided to join the Financial Services industry in 1989, cutting his teeth at John Charcol in the early 1990’s. After opening their Guildford Office, Julian left to spend time assisting High Net Worth individuals with tax efficient investment schemes.

In 2000 he jointly founded the boutique Mortgage Brokerage Cobalt Capital. As the managing partner of Cobalt Capital and at the centre of its growth, the company expanded to a peak of 90 staff and developed into one of the leading mortgage brokerages in London.

With more than a growing interest in the specialist and commercial sectors of the mortgage market and a determination to obtain finance on the seemingly impossible, Julian decided to follow his passion and invest into Coreco, becoming a Director in 2010.

His aim is to drive this business forward to become one of the strongest specialist finance teams in the industry, focusing on large residential loans for development/investment purposes and large property portfolios.

Julian is also a proud member of the FIBA Executive Committee.

Andrew Montlake is more than a traditional MD, he is our very own brand guru, who knows everything there is to know about Coreco – so he’s our go-to guy when the media ask what we’ve been up to. As such, he is regularly quoted in the media with appearances on BBC and SKY TV as well as National and local Radio. It also surprises many to discover he’s actually a closet rock star, singing in Rogue Monkey when he’s not working at the coal face for clients like you.

Better known as Monty, he began his journey with an Hons degree in Economics & Politics, (an Economist with an appreciation of the lighter side of Karl Marx), leaving Leeds Metropolitan University with a spring in his step and dreams of either changing the world, becoming a rock star or running an advertising and PR agency.

After a brief sojourn with an Advertising Agency and a direct marketing company, Monty started in the mortgage industry in February 1994, at John Charcol where he became part of the top-performing team.

In June 2000, he joined Cobalt Capital and grabbing the chance to combine mortgage broking with his first passion, helped to successfully grow the brand from scratch as Head of PR and Marketing.

In April 2009, Monty became one of the main founding directors of Coreco, determined to help drive financial literacy, educate the public and show that mortgage brokers can be different.

As MD, Andrew looks after the strategic goals that drive the vision and culture of the company, maintaining and promoting our Brand, Marketing, PR & Communications, as well as looking after our Corporate, Introducer, and Lender relationships.

He is the author of a highly acclaimed Mortgage Blog and host of our successful Mortgage & Property Podcasts. Not only has he helped Coreco to win a trophy cabinet full of top awards along the way, but he has also won 8 major industry awards personally; Best Press Spokesperson (twice), Best Marketeer (twice), Mortgage Personality of the Year (twice), Mortgage Strategist of the Year and most recently Best Business Leader Broker (11-50 brokers).

As an experienced presenter and public speaker, he engages with other companies around London to help educate their employees on the subject of mortgages and buying a home.

Monty is also a proud Board Member of the Association of Mortgage Intermediaries, (AMI) and has recently been elected as their Chairman from 2021, working to “promote the provision of good advice as an essential part of a healthy market for mortgages” and as a cheerleader for the Mortgage Industry as a whole, usually without the pom-poms.

Starting his career in property and finance with Connells Estate Agents more years ago than he cares to remember, Peter was first employed as a sales negotiator before moving across into the Financial Services arm as a mortgage adviser.

During this time he studied for, and passed, all three elements that make up the FPC qualification and in addition gained the CeMAP qualification.

After 5 years with Connells he joined John Charcol in 2002. Based in the Canary Wharf office he remained with Charcol until joining Coreco in August 2009 shortly after the business was established.

Better known as Taff, he now works within the Specialist team here at Coreco Towers dealing with the extremely varied requirements of their many clients.

Mussa has joined the Coreco Team as a Commercial Case Manager, working alongside Julian and Matt primarily. He has over 3 years history within Financial Services, working for 2 other Mortgage Brokers and also as a Trainee Auditor for Ernst & Young, with his most recent role being a Data Analyst for GlaxoSmithKline. Mussa decided he wanted to return to Financial Services as he hopes to progress to be an Adviser within Coreco in the next 12 months.

Away from the desk, Mussa is a ‘religious follower of Manchester United’ and he also loves spending time with his mum and girlfriend.

Narinder is an Associate within the Commercial Team at Coreco Specialist Finance.

He assists HNW and UHNW clients with their large portfolio and complex lending requirements.

He specialises in complex/portfolio Buy to Let mortgages (including Ltd Co/SPV), HMO’s and Bridging finance.

Narinder also advises on all Commercial, Semi-Commercial, and Development finance.

The ‘go to’ Broker for the more technically challenged lending requirements, frequently providing bespoke/structured lending solutions.

After graduating from the University of Kent with a LLB (Hons) in Law and College of Law (LPC) Narinder joined The Law Society & Royal Courts of Justice in London. After working in the legal sector Narinder pursued a career as a Mortgage Broker and quickly became CeMAP qualified.

Prior to joining Coreco Specialist Finance, Narinder was a Senior Broker at Mortgages for Business and Countrywide Mortgage services where he assisted in Residential, Specialist BTL & Commercial Finance.

Narinder is a member of the London Institute of Banking & Finance.

Outside of work, Narinder is an avid golfer having captained his University and Club Scratch team and competes in County tournaments.

As Coreco’s Client Retention Manager, Ria’s job is to make sure every client enjoys the Coreco experience and stays with us as a valued client for years to come. She will personally contact all our clients before their rate is up for renewal to review their mortgage requirements.

Undoubtedly one of Coreco’s jewel’s, she manages our Client Services Team with an easy charm and ruthless efficiency, ensuring every client receives outstanding service.

After leaving college with A Levels in 2001 she joined John Charcol as an administrator, staying there for 4 years where she first worked with some of the current Coreco team.

Following a well-worn path, she left to join Cobalt Capital, staying there for 4 years and becoming a highly skilled administrator for Cobalt’s top business writers.

When Coreco began in 2009 Ria was a key member of the team from the very start, taking up a new challenge and creating the Customer Services Team from scratch. This has grown to become the very heart of everything we do at Coreco, with Ria now managing a team of 3 and looking to expand further.

It is Ria’s job to make sure our advisers deal fairly and speedily with each client coming up for a mortgage renewal, one that she relishes with pride. This ensures that the very highest service standards to both clients and introducers are adhered to at all times.

Ria also enjoys cooking and watching live music, as well as spending valuable time with her sons, Charlie, Beau and Frank.

Megan spent three years doing seasonal work as a Ski and Snowboard Instructor in the alps before going into the finance industry.

Her mortgage career started in 2015 when she joined John Charcol and then moved to SPF Private clients.

After spending 7 years in prime mortgages, Megan wanted to try something different and moved to the commercial side. She completed her CeMap qualifications in 2021 and hopes to expand her knowledge and start her Diploma now she has started her new and exciting career at Coreco Commercial.

Megan currently paraplans for two senior advisers, aiming to get as much knowledge as possible as she works towards becoming an adviser, and is an expert at ensuring clients experience a smooth and efficient journey with us.

As well as doing yoga every weekend, she enjoys fitness in general and goes skiing and snowboarding every year. When she isn’t doing yoga or swooping down mountains, Megan loves spending time with her family, dogs, boyfriend, and best friend.

Emma has been in the mortgage industry for the last 17 years having started working at a small family run brokerage in Upminster back in 2002; making the move to work in the big city in 2006 was a natural progression.

Having worked at Mortgage Minds, she spent time working with 1 broker offering full para-planning support at a variety of business sources, including being based in an estate agency in Essex. After a brief spell working at Lifetime and commuting to St Albans from Essex, the move back to London was on the cards once again and in May 2013 she joined Coreco.

After 6 years at Coreco as a Case Manager looking after some of our more demanding advisers, Emma is now our Operations Manager. As an integral part of the Coreco team, not only does she oversee our team of case managers, but also looks after the compliance requirements for Coreco Commercial.