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Language is not a barrier

by on 19th February 2018


Adviser: Tom Matthews

Purchase price: £1,700,000
Loan: £1,105,000
Arrangement Fee: 1%
Rate: 2.6%
Term: 5 Year, Fixed Rate, Interest Only

My client is a Chinese national in the UK on a Tier 1 Investors Visa. They run a successful company in China and the USA and have recently moved to the UK to expand the company’s interests.

The client wishes to purchase a residential property in the UK due to spending more time in the UK growing their business.
The client’s income is derived internationally in China without the benefit of an internationally recognised accountancy firm.

We facilitated the translation of all Chinese documents to English and were, therefore, able to demonstrate provable income and KYC.
We secured lending of £1,105,000 against a purchase price of £1.7m with an international private bank on a 5-year fixed rate interest only facility.

If you are a foreign buyer looking to discuss your mortgage options, talk to Tom here.


Written by

Associate Director

After more than 4 years gaining experience in the administrative and compliance areas of the industry, Tom decided a career in advising and face to face client interaction best suited him. He moved on to a short spell with a City start-up firm before joining the ranks at Coreco in August 2011. He is now one of the top performing brokers at Coreco working with some of our leading introducer accounts as well as having a strong knowledge of the more Specialist side of the business. Tom also noticed a strong niche in the market and was instrumental in the setup of our Contractor division, specialising in all types of mortgages for Contractor professionals in the UK. Perhaps most noticeably, although he doesn’t like to mention it, in July 2013 Tom won the British Mortgage Award for the leading young broker in the industry, as recognised by his peers and clients for his dedication to a superior level of service. In July 2017 he went one step further and was named Best Overall Broker at the British Mortgage Awards. He is also on a winning streak, taking home ‘Adviser of the Year’ two years running at the annual Coreco awards. With a passion for football, shooting and gin, as well as being a snappy dresser, Tom lives in Alton, Hampshire, with his wife, baby boy Fred and Vizlsa Jameson.

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